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Monday, December 21, 2009

I Hit Him With My Car

I am so freakin' tired. I took my sleeping pill as usual and did sleep but I think I must have went to bed too late. Plus I just don't want to be here at work. At all.

Turns out that hubby's car got keyed as well that day. He just didn't realize it until Tuesday when he finally drove his car. He already got his estimate done and it was $1600 total.

Sunday started off well. I was productive. I had stuff to do and I did it without dreading like I sometimes do. Cleaning for me and hubby feels different then just cleaning for me. I cleaned house, washed dishes, and did laundry. I was planning on making tacos for dinner and went to the grocery store to pick up some beer and some milk for hubby. Next thing I know I have hit a Hispanic guy on his bike as he was crossing the street. It literally took just seconds to happen. I never saw him until he was right in front of my car. I remember looking down at my console area and looking up and that was it. He came from my left and I was going to be making a right. It was right before a stop sign and I technically should have been stopping already but it's typical to stop just past the limit line so you can see traffic.

He didn't speak English but there were some folks that happened to be in a parking lot nearby that translated. He said his leg hurt but that he didn't need to go to the hospital by ambulance. I called my insurance and they told me to call the police and request a police report since he says he is injured so that's what I did. The officers were really nice and after they took all of our information we were free to go. I went to the store and finished my errand then came home and started dinner. It was all sort of surreal. I feel just terrible about the whole thing although I am not hysterical about it like I thought I might be if something like this ever happened. I am sure it would have been different if I'd killed the guy or literally ran over him. Also, being that he didn't speak English it was like I didn't really speak to him or him to me.

I was so excited about having made it through the year without a speeding ticket after doing that for 3 years in a row and then I go and hit somebody with my car!! I just can't believe it. I hope the man is OK. I hope that my insurance doesn't go up too much. There is some minor scuffing in the front and a line of denting in the hood that came from his bike handle.

I don't know if this man is going to file a claim or not. He didn't speak a word of English. He had no ID on him at all. When I called my insurance they didn't actually take a claim because the adjuster told me to call the police. So at this point there is no claim and hubby says I shouldn't call back to make one but instead wait on the guy to do whatever he is going to do. I don't know how many points are going to be added to my record and how that will affect my insurance. I now have more damage to my car that I can ill afford to pay for. Hubby took my car in for an estimate and the damage is $2200. He had them include the hood damage even though that was not part of the keying claim so I don't know if that's going to work. Technically, I know I am supposed to pay two deductibles which would be $600 bucks!!! I am so embarrassed about this too. I told my mom and I will tell my sisters but I haven't decided if I will mention it to anyone else. I just feel like such a screw up. I mean, who hit's people with their car? It was an accident but still I was negligent and it feels terrible.

One good thing. I did get an escrow refund of $388 on the condo which I am going to put right into my "condo fund." It's an account that I keep and put a measly $25 a month into in an effort to save for any future expenses that may arise when the place gets rented out. I am vowing to not buy a single clothing item or anything else that isn't a necessity for about the next 6 months or so. I've had my fun and with so much coming up this year I have to work on paying off that card and saving so there is no extra for anything else.

Friday night I told hubby that I wasn't hungry because of the holiday party and he was cool with that. He'd made chicken and I just had a few bites and some wine. I am maintaining although I not have a dip down into the 113's the week of my period like I've had the last two months and this is the week after my period when I usually go up a bit so I am a bit worried about that. I did eat two tacos last night when I could have just had one, but oh well.

I am supposed to meet a friend for happy hour after work and although I am exhausted I will still go. She is a friend that I have the hardest time getting together with because her schedule is so crazy. I will probably do a wine instead of beer because it is less filling.

God...will this day ever end? I'm tired and bored. There is no work to be done. Just a day and a half to get through and I will finally be on Christmas break until next year.

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